has anyone seem them adverts in papers, saying if you've had a loan with payment protection, you may be able to get it back if you havn't used the protection. well i didn't claim on it, so i phoned up, gave them my loan number, they put it in there special multi-function computer and came back saying they could get me £800 approx... but they would want a 25% cut if they did manage to get it back! so i thought, fuck that, i ain't giving you £200 for a lil complaining! so i did it myself (knowing i may get nothing this way). Phoned the bank, complained, they sent me a form, which i filled out and sent back.. and today, i got a letter saying they are going to pay back my payment protection policy, on the grounds it was 'mis sold' to me not waiting my cheque for just over £1300 OH YEAHHHHH it was so easy.. i recommend everyone complain to your banks btw, i got this loan out in 2005.. so time doesn't matter.