Going to start saving and I have heard lots of different things about ISA accounts and fixed term saving accounts, always chose to ignore all of it. Anyone know what the best thing to go for would be? I want to be able to set up a direct debit from my current account straight to an account with another bank where i cant touch the money. Probably looking to transfer about 500 - 700 quid a month. I know fuck all about banking and accounts and shit! Thought i would go into some banks and speak with them but they are all fucking sales people at the end of the day. Anyone recommend any accounts?