anyone use these guys? Currently i am paying £93 per month to insure a 1.8 honda accord! thought this was a bit steep considering im 25 and have 7 years no claims. so re ran another quote and got another quote from ADMIRAL for 500 quid a year! resulting in about 40 quid per month? are they entitled to put this down as they are charging me double what they are offering!? help!