BEST LAWYER/INSURANCE STORY OF THE YEAR,
DECADE, AND POSSIBLY THE CENTURY.
This took place in Charlotte North
Carolina . A lawyer purchased a box of very rare
and expensive cigars, then insured them against,
among other things, fire.
Within a month, having smoked his entire
stockpile of these great cigars, the lawyer filed
a claim against the insurance company.
In his claim, the lawyer stated the cigars
were lost 'in a series of small fires.'
The insurance company refused to pay,
citing the obvious reason, that the man had
consumed the cigars in the normal fashion.
The lawyer sued and WON!
(Stay with me.)
Delivering the ruling, the judge agreed
with the insurance company that the claim was
frivolous. The judge stated nevertheless, that
the lawyer held a policy from the company, in which it had
warranted that the cigars were insurable and
also guaranteed that it would insure them against
fire, without defining what is considered to be
unacceptable 'fire' and was obligated to pay the
claim.
Rather than endure lengthy and costly appeal
process, the insurance company accepted the
ruling and paid $15,000 to the lawyer for his
loss of the cigars that perished in the 'fires'.
NOW FOR THE BEST PART...
After the lawyer cashed the check, the
insurance company had him
arrested on 24 counts of ARSON!!! With his own
insurance claim and testimony from
the previous case being used against him,
the lawyer was convicted of intentionally burning
his insured property and was sentenced to 24
months in jail and a $24,000 fine.
This true story won First Place in last
year's Criminal Lawyers Award contest.










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